One case short of a top 10 list, this is a summary of nine recent decisions from the Wisconsin Court of Appeals that discuss insurance coverage.

Readers should note that several of the decisions discussed are unpublished, per curiam decisions, so an understanding of Rule 809.23(3)(a)-(b) is important.

Despite a prohibition on publication, the per curiam decisions discussed in this article are important in that they help the reader understand how courts have analyzed various coverage issues, and ​that
Continue Reading Nine Recent Insurance Coverage Appeals Court Decisions

As we approach the holiday season, many marketing directors start to think about sending holiday items to clients such as a basket of cheese, a tin of popcorn, or a bottle of wine. In the insurance industry, this type of marketing activity is regulated as unfair inducements.

Unfair inducements, sometimes referred to as “rebating,” are a subset of unfair marketing practices. Under section 628.34(4) of the Wisconsin Statutes, no insurance company, employee, or intermediary may influence another person to
Continue Reading How the Grinch Stole Your Holiday Gifts!

Once upon a time (did I really start an article that way?) pumpkin farms were few and far between. The farmers usually just placed a few rows of pumpkins of increasing size near the farm’s driveway, modestly priced their product, and sold the pumpkins for cash only.

The farms certainly weren’t the commercial extravaganzas they are today, with everything from pumpkins and caramel apples, to food markets that include fanciful soaps and pick-your-own floral bouquets. Add a petting zoo
Continue Reading A Corn Maze of Insurance: Agritourism, Immunity, and Liability

CEO Katja Kunzke and a distinguished group of policyholders and partners discuss making connections in this video version of the 2020 Annual Report from Wisconsin Lawyers Mutual Insurance Company.

Take an inside look at WILMIC’s mission, purpose and policyholder commitment by clicking on the video below.

The post Check Out WILMIC’s Annual Report Video first appeared on Wisconsin Lawyers Mutual Insurance Company.
Continue Reading Check Out WILMIC’s Annual Report Video

Get Your Credits Without Leaving Your Home or Office!Practicing Law In the COVID EraHow the Pandemic Has Changed Family Law and Estate Planning Practices, andWhat New Risks May Be Lurking As a ResultProgram is free to WILMIC policyholders


Atty. Gregg Herman, Loeb & Herman, S.C.

Atty. Bill Williams, Bell Moore & Richter SC

Atty. Brian Anderson, WILMIC

Atty. Matt Beier, WILMIC


Family LawGregg Herman, Matt Beier and Brian Anderson

  • Issues of family law affected by COVID

Continue Reading Registration open for WILMIC CLE Summer Seminar

It’s summer, and almost everyone is looking ahead to what we hope will be something that resembles what we remember as “normal,” such as getting back into the office and eventually gathering in person to see each other again. The pandemic isn’t over, of course. Meanwhile, what is the aftermath of the past year and what have the effects been on your practice, your clients, and your own personal health and well-being?

It’s okay to feel stress and anxiety,
Continue Reading Managing Risk and Work-life Balance: In Search of ‘Normalcy’

The cloud-based program has also now expanded to provide operational accounting for law firms.TrustBooks was created in 2015.  It is a cloud-based program that not only makes trust accounting easier for lawyers, and is geared toward legal accounting, it has also now expanded to provide operational accounting for law firms.  This is the only trust accounting software we have seen that is geared specifically to legal trust accounting.The website for the program can be found at BoyleWe
Continue Reading Co-founder of TrustBooks Software Says It Makes Trust Accounting Easier

Lawyers tend to be mobile, often working in several different capacities after they graduate from law school. It is not uncommon for a lawyer to start out working in private practice, then work in-house for a company, move into the fields of academia or government, only to finish their career back in private practice. The fact that there are so many different ways to utilize a law degree is one of the reasons that people decide to go to
Continue Reading Understanding How Your “Claims-made and Reported Coverage” Works under Your WILMIC Policy

By Jay Reeves
Here’s a modest proposal: every law school should start teaching a course in lifting and moving heavy objects.
The class could be taught by adjunct faculty from U-Haul, Mayflower and All My Sons. Hand trucks and work gloves would replace laptops and textbooks. Students who shine would make Lug Review.
Our profession collectively – and our Law Lives individually – would be better off as a result.
Unfortunately, although I attended the finest law school in
Continue Reading Wellness Corner: Henry’s Rules for Moving Things

Kemper Independence Insurance Company v. Ismet Islami, 2021 WI 53 (June 8, 2021).

Earlier this month, in Kemper Independence Ins. Co v. Islami, 2021 WI 53, the Wisconsin Supreme Court affirmed the decision of the lower court, finding that the homeowner was not entitled to coverage for the loss of her home to arson.

Though legally separated, Ydbi and Ismet Islami remained living in the same household. The fire, which occurred in June of 2013 while Ismet was out
Continue Reading Supreme Court of Wisconsin Rules Regarding Coverage Denial for a Home Insurance Policy

After more than a year of working from home with limited face-to-face contact, WILMIC’s office will reopen on Thursday, July 1.
We would like to thank our staff and policyholders for helping us continue full business operations without interruption during the pandemic. While working mainly from home, our employees had access to almost all business functions, and will now return to the office to continue to serve our policyholders. They can be reached by either phone or e-mail from
Continue Reading WILMIC Office To Reopen

Recently, the Wisconsin Court of Appeals touched on two important insurance issues: covered autos under Wis. Stat. § 632.32(3) and prejudgment interest under Wis. Stat. § 628.46(1).

In January 2016, Jason and Wendy Foerster’s thirteen-year-old son was directed by his uncle to drive a Chevrolet Tahoe to the child’s grandparents’ house to retrieve a piece of equipment. The Tahoe belonged to the child’s aunt and was covered under the aunt’s 1st Auto & Casualty Insurance Company motor vehicle policy.
Continue Reading Court of Appeals Holds that Prejudgment Interest Can Be Triggered without a Demand

WILMIC has introduced another service for policyholders this year.  It’s the one-hour, “Free-CLE Fridays With WILMIC” series that kicks off on April 16 at 12:00 Noon.  Free to policyholders, you can get your credits without leaving your home or office!  The programs are being offered virtually.  Just look for the program emails – one click will take you to the registration page.
The first program on April 16 is titled, “The Technology Age – Cybersecurity Essentials for Law Firms.” 
Continue Reading WILMIC Has Introduced “Free-CLE Fridays” One-Hour Virtual CLE Lunchtime Presentations

Over $10 Million in Dividends Has Been Paid Out Since 1999
For the 23rd consecutive year, WILMIC will be sending out dividend checks to policyholders.
The Board of Directors declared the dividend at its recent spring meeting after reviewing the company’s 2020 financial results.  Cash dividends equal to five percent of annual premiums will be sent to law firms currently insured by Wisconsin Lawyers Mutual.
Katja Kunzke, WILMIC President and Chief Executive Officer, says, “Cash dividends are a mutual
Continue Reading Another WILMIC cash dividend coming to policyholders this year

There has been plenty of change, upheaval and progress since the formation of WILMIC in 1986 when Wisconsin lawyers were being priced out of obtaining malpractice insurance.  In the 1990’s, technology innovations were starting to change the legal profession and WILMIC began paying back its bonds to policyholders.  In the 2000’s, an explosion in access to information had a profound effect on client expectations and WILMIC saw tremendous growth.  In the last ten years, we have seen incredible technological
Continue Reading WILMIC celebrates 35 years in business

Looking for speakers who can deliver real-life examples of practical, use-it-now information?  Wisconsin Lawyers Mutual is presenting the same one-hour CLE programs to local bar associations and others during the COVID-19 pandemic, we’re just coming to you through Zoom videos, rather than in-person.
With gatherings limited or halted altogether, WILMIC is still providing CLE programming to local bar associations.  Thanks to Zoom video technology, risk management programs are available free from WILMIC.
Whether your local bar would like information
Continue Reading WILMIC Still Providing Free Virtual CLE Risk Management Programs In 2021