Scams are growing more and more sophisticated with each passing year. Avoiding scams can be difficult, due to both how common they are and how convincing they can appear to be. The elderly are perhaps the most common targets for Social Security and Medicare scams, although people of all ages can and do fall victim to scam artists. The Federal Trade Commission (FTC) reports that victims lost millions of dollars to social security scams in 2018 alone, and that
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