Student Loans

The core benefit of Public Service Loan Forgiveness (PSLF) – tax-free forgiveness after 120 qualifying payments with a qualifying employer – is well and widely known.

Because of the tax-free forgiveness, PSLF borrowers are incentivized to maximize the amount of their forgiveness by minimizing the dollar amount of their qualifying monthly payments. In other words, because PSLF is tax-free, the borrower is not penalized by a loan balance that grows each month.1

One of the ways a borrower
Continue Reading Minimize PSLF Payments by Maximizing Retirement Contributions