Rideshare accidents can lead to confusing situations, especially when it comes to understanding your rights. You might wonder who pays for medical bills or lost wages and how insurance works. Several factors decide what happens next, including who caused the accident and the rideshare driver’s status at the time of the crash.
Insurance coverage during an accident
Your rights and options depend on what the rideshare driver was doing during the accident. If the driver carried a passenger or was on the way to pick one up, the company’s insurance policy covers injuries and property damage.
When the app is off, the driver’s personal insurance becomes responsible. This distinction matters because insurance limits vary greatly between the driver’s policy and the rideshare company’s coverage.
Steps to take after an accident
After a rideshare accident, safety comes first. Check for injuries, call emergency services, and gather information from everyone involved. Collect contact details, insurance information, and license plate numbers. Document the scene with photos if possible. Also, keep records of medical treatment and other expenses related to the accident.
When more than one person shares blame
Sometimes, more than one party may share responsibility for the crash. Wisconsin follows a “comparative fault” rule. This means if you share some blame for the accident, your compensation might decrease based on your percentage of fault. For example, if you hold 20% of the blame, you may receive 80% of the total damages.
Knowing your rights
Rideshare accidents present unique challenges, so taking swift, informed action is crucial. By following the proper steps and understanding key factors like insurance coverage and fault, you can better manage the situation. Being proactive helps ensure you protect your rights so contact an experienced personal injury lawyer without delay.